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Check Your Credit Report and Get the Loan You Want

Review Your Credit Report
Whenever you apply for a new credit card, loan or extension of credit, the potential lender will most likely review your credit report before making a decision. You should too! Check it several weeks or even months prior to making a large credit purchase.

• Get an easy-to-read summary of your credit accounts and total debt – both existing balances and available limits.
• Budget and plan for the future.
• Assure the accuracy of the information reported about your credit. This is especially important when you're getting ready to buy an expensive item such as a car or new home.

Equifax Credit Report

In many cases there are some simple things you can do to improve your credit score.  Making sure you have no errors on your credit report and closing accounts you no longer use are quick ways to improve your score.